Tuesday, March 9, 2010

Ta-ta to texting!


Well, on e way that i have figured out I can save money is to not have unlimited texts. Please understand how difficult this is for me as I LOVE to text. My hubby is at work all day and we are able to stay connected through text when we cannot talk. It is also great when I want to tell someone something before I forget and don't have the time to talk or I am in the middle of something. So, I cancelled my unlimited texting and that saves us an additional $15 a month. Wow! That is a lot of money. Trust me though, I definitely used it! So over a year we will have saved $180. Of course i have to be VERY careful about who I text and why. LOL. What a bummer! It is all worth it though because in the end we will be living like no one else!!!

Monday, March 1, 2010

Family


So one thing I have found since we have started having financial trouble is how wonderful family can be. Obviously, we love our families and feel supported by them but going through all of this has made us that much more thankful for everything our families have done for us.

When we moved from Arizona to Texas, we had no jobs and three homes in Arizona that we were struggling to pay the mortgages on. Luckily, my dad allowed us to stay in his basement with our two dogs (boxers) and two cats. That is a lot of animals. Add in the fact that my brother lived there as well with his two cats and, whew, we were always around some sort of furry creature.

We lived there rent free for about a year and I cannot tell you how much that helped us out financially. Not only financially, but our relationship changed a lot as well. It is strange to go back and live with your parents and siblings once you are an adult. The dynamics are so different. It was great for us though. I feel closer to my brother than I have ever been and so does my hubby. They have a bond that they never would have had had we not all lived together. We always had tv night and we would watch our favorite shows together. It was really nice and I actually really miss that. We were also able to spend time with my dad that I will always treasure. Kevin and him became very close as well during that time period which is so nice. Kevin was able to see the dad and know that I have always known. Obviously there were hard times, but overall it was so nice and I would not take that time back for anything.

Once my hubby got a job in the DFW area we were able to relocate but we still did not have a place to stay and no money since my husband had not started his job yet. Luckily, my mom allowed us to stay with her until we got all settled and squared away. Did I mention I was pregnant during most of the time I was living with my mom or dad? Talk about strange dynamics. When you are married and pregnant you are definitely not generally living with your parents. We had plans, but they did not work out in the way we expected them to.

That is the great thing about family. At least my family. I know that my parents had opinions about the decisions we were making but they would always show concern but in the end let us make our own decisions. I am so thankful for that. We have made our mistakes and our parents could see it, but they let us do it and never said, "I told you so". For those of you that know me, I am a VERY stubborn person and trying to convince me to not do something will generally make me do the opposite. I am not saying that is a good trait but I like to prove people wrong. That is why my parents let me make those mistakes. I have made them and now I have learned from them.

My parents have helped us out so much and that is invaluable. When my son needed new shoes and I was not sure how I was going to afford them my mom bought them and brought them over. If it was a change of seasons and my son had outgrown his pajamas, don't you know grandma had gone and purchased some without me knowing. None of this is stuff I ask for, they do it because they know we are struggling to get to a better place and want to help out in any way they can. This time, I feel like we are on the right track and they will not be disappointed when we come to them and say," WE ARE DEBT FREE!!!"

We could not do it without our parents and we will forever be grateful to them. I can only hope that we can be as awesome and understanding as my parents have been.

Consignment Sale!!!


Twice a year they have a HUGE sale in Fort Worth where literally hundreds of people come to consign their children's clothes. It is HUGE!!! I am talking MASSIVE and it is one of the biggest in the nation. I have gone every time since my little man was born and I have yet to be disappointed. One little tidbit to help all the newbies out there, VOLUNTEER!!! If you volunteer you get first dibs on everything and let me tell you, the volunteers always clean house. I estimate that I spent $200 worth of stuff and got about $800. Most of it was Children's Place, Gap, and Old Navy. A lot of the stuff still had tags on them! I got a ton of shoes for my little men and even got a little Huffy tricycle. The Huffy tricycle was $6 but it retails for $60. What a savings!!! I always love going to this sale and look forward to it every time. They have them all over the nation so check them out. They are called Just Between Friends. It is a franchise so I cannot guarantee that they are the same everywhere. I however, love the one here. Above is a pic of all of most of my goodies!